AI is starting to rethink how we plan for retirement, according to a recent article. Instead of assuming a steady full-time job, employer pensions, and a predictable retirement age, people now face a more uncertain future thanks to AI-driven shifts in the job market. At the same time, AI tools themselves are being used to help individuals make smarter financial decisions by reducing emotional biases and using data to forecast needs. But experts warn that AI-based planning isn’t foolproof — it can still make mistakes and reflect systemic biases. For many, this means retirement will likely require more active planning, flexibility, and perhaps a different mindset than past generations expected.
